Mortgage Refinancing

Mortgages and Financing Designed Around You

Rated 5 stars by our clients!
Rated 5 Stars by Our Clients!
Lower your debt, boost your monthly cash flow, and be mortgage-free quicker!

Use the money in your home to pay off high interest debts and be mortgage-free quicker.

Refinance up to 80% of your home's value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don't think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.

Call or email us today for full details and a FAST mortgage pre-approval!

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First time buyer or refinancing? Call for a free quote!

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We shop for the best mortgage option at no charge to you.

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Mortgage Calculators

Crunch the numbers and explore your mortgage options!

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Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED
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Top-Rated Mortgage Broker in Guelph Since 1986 – Trusted Local Mortgage Experts Paul Gazzola and the Guelph Mortgage Architects Team are experienced, award-winning mortgage brokers serving Guelph, Wellington County, Cambridge, Kitchener-Waterloo, and surrounding Ontario communities. With nearly four decades of experience, we specialize in helping clients secure the best mortgage rates in Guelph with customized financing solutions. As a leading Guelph mortgage broker, we provide expert guidance for: - Home Purchase Mortgages - First-Time Home Buyer Mortgages - Mortgage Renewals & Mortgage Transfers - Mortgage Refinancing - Debt Consolidation Mortgages - Investment Property Mortgages - Second Home & Vacation Home Mortgages - Construction & New Build Mortgages - Self-Employed Mortgages - Bad Credit / Bruised Credit Mortgages - New to Canada Mortgage Programs - Divorce & Separation Mortgage Solutions We work with over 50 mortgage lenders, including major Canadian banks, credit unions, monoline lenders, and trust companies. This gives our clients access to competitive mortgage rates, flexible terms, and alternative lending options that you won’t find by visiting just one bank. Our goal is simple: secure the lowest mortgage rate in Guelph with the right product tailored to your financial goals. We compare lenders, negotiate rates, and clearly explain every option so you can make a confident, informed mortgage decision. Whether you're buying your first home, refinancing to lower payments, consolidating debt, or investing in real estate, Paul Gazzola – Mortgage Architects Guelph is your trusted local mortgage expert. Looking for the best mortgage broker in Guelph? Contact us today for a free mortgage consultation. #MortgageBrokerGuelph #BestMortgageRatesGuelph #GuelphRealEstate #OntarioMortgageBroker