Mortgages for the Self Employed

Mortgages and Financing Designed Around You

Small and medium-sized businesses are the engine of the Canadian economy.

Low rates and excellent options for self-employed individuals looking to get mortgage financing.

When it comes to mortgages, it hasn't always paid to be self-employed namely because reducing your taxable income can make it difficult to qualify for the mortgage you deserve.

we work with lenders that offer excellent mortgage options for self-employed Canadians. These lenders understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.

we are here to help you beat the banks ... Give us a call today.

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First time buyer or refinancing? Call for a free quote!

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We shop for the best mortgage option at no charge to you.

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Mortgage Calculators

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Our Trusted Lenders

  • Alterna
  • ATB Financial
  • B2B Bank
  • Bridgewater
  • Canadiana
  • CMLS Financial
  • Equitable Trust
  • First Ontario
  • Home Trust
  • ICICI bank
  • Industrial Alliance
  • ING
  • Manulife Bank
  • MCAP
  • Merix
  • Meridian
  • Optimum
  • Prospera
  • RMG Mortgages
  • Scotiabank
  • Street Capital
  • TD Canada Trust
  • Valley First
  • Vancity
  • Wealthline
  • Westminster Savings
  • XCEED
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Hi, How can I help you?

Top-Rated Mortgage Broker in Guelph Since 1986 – Trusted Local Mortgage Experts Paul Gazzola and the Guelph Mortgage Architects Team are experienced, award-winning mortgage brokers serving Guelph, Wellington County, Cambridge, Kitchener-Waterloo, and surrounding Ontario communities. With nearly four decades of experience, we specialize in helping clients secure the best mortgage rates in Guelph with customized financing solutions. As a leading Guelph mortgage broker, we provide expert guidance for: - Home Purchase Mortgages - First-Time Home Buyer Mortgages - Mortgage Renewals & Mortgage Transfers - Mortgage Refinancing - Debt Consolidation Mortgages - Investment Property Mortgages - Second Home & Vacation Home Mortgages - Construction & New Build Mortgages - Self-Employed Mortgages - Bad Credit / Bruised Credit Mortgages - New to Canada Mortgage Programs - Divorce & Separation Mortgage Solutions We work with over 50 mortgage lenders, including major Canadian banks, credit unions, monoline lenders, and trust companies. This gives our clients access to competitive mortgage rates, flexible terms, and alternative lending options that you won’t find by visiting just one bank. Our goal is simple: secure the lowest mortgage rate in Guelph with the right product tailored to your financial goals. We compare lenders, negotiate rates, and clearly explain every option so you can make a confident, informed mortgage decision. Whether you're buying your first home, refinancing to lower payments, consolidating debt, or investing in real estate, Paul Gazzola – Mortgage Architects Guelph is your trusted local mortgage expert. Looking for the best mortgage broker in Guelph? Contact us today for a free mortgage consultation. #MortgageBrokerGuelph #BestMortgageRatesGuelph #GuelphRealEstate #OntarioMortgageBroker