Mortgage Blog

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Category: Financing (7 posts)

Understanding Capital Gains in Canada

Understanding Capital Gains in Canada

November 11, 2024 | Posted by: Paul Gazzola

What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough ...

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7 Financial Tips for People Looking to Buy an Investment Property in Canada

7 Financial Tips for People Looking to Buy an Investment Property in Canada

July 19, 2024 | Posted by: Paul Gazzola

Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...

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Tips for Improving Your Credit Score Before Applying for a Mortgage

Tips for Improving Your Credit Score Before Applying for a Mortgage

November 1, 2023 | Posted by: Paul Gazzola

Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage is ...

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Bank Of Canada Rate Update June 7, 2023

Bank Of Canada Rate Update June 7, 2023

June 7, 2023 | Posted by: Paul Gazzola

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...

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Should You Refinance Your Mortgage?

Should You Refinance Your Mortgage?

February 9, 2023 | Posted by: Paul Gazzola

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

January 19, 2023 | Posted by: Paul Gazzola

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

January 12, 2023 | Posted by: Paul Gazzola

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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Top-Rated Mortgage Broker in Guelph Since 1986 – Trusted Local Mortgage Experts Paul Gazzola and the Guelph Mortgage Architects Team are experienced, award-winning mortgage brokers serving Guelph, Wellington County, Cambridge, Kitchener-Waterloo, and surrounding Ontario communities. With nearly four decades of experience, we specialize in helping clients secure the best mortgage rates in Guelph with customized financing solutions. As a leading Guelph mortgage broker, we provide expert guidance for: - Home Purchase Mortgages - First-Time Home Buyer Mortgages - Mortgage Renewals & Mortgage Transfers - Mortgage Refinancing - Debt Consolidation Mortgages - Investment Property Mortgages - Second Home & Vacation Home Mortgages - Construction & New Build Mortgages - Self-Employed Mortgages - Bad Credit / Bruised Credit Mortgages - New to Canada Mortgage Programs - Divorce & Separation Mortgage Solutions We work with over 50 mortgage lenders, including major Canadian banks, credit unions, monoline lenders, and trust companies. This gives our clients access to competitive mortgage rates, flexible terms, and alternative lending options that you won’t find by visiting just one bank. Our goal is simple: secure the lowest mortgage rate in Guelph with the right product tailored to your financial goals. We compare lenders, negotiate rates, and clearly explain every option so you can make a confident, informed mortgage decision. Whether you're buying your first home, refinancing to lower payments, consolidating debt, or investing in real estate, Paul Gazzola – Mortgage Architects Guelph is your trusted local mortgage expert. Looking for the best mortgage broker in Guelph? Contact us today for a free mortgage consultation. #MortgageBrokerGuelph #BestMortgageRatesGuelph #GuelphRealEstate #OntarioMortgageBroker